These days, an increasing number of individuals are recognising the need for travel insurance. As such, it is quite common that banks will provide their customers with automatic travel insurance. For those who aren?t automatically insured through their bank or other institution, travel insurance should still be at the forefront of your mind and not be overlooked when booking a foreign holiday.
A common misconception regarding travel insurance is that because you possess an EHIC card, you don?t require a separate insurance policy. Whilst the EHIC card will provide you with emergency treatment in the EEC member states, it won?t cover any other emergencies such as accommodation, transport home and lost luggage.
Having the correct form of travel insurance is essential to all trips, not only in relation to accidents and injuries, but also cancellations. Should you have to cancel before you even jet off, by ensuring you buy the right insurance at the same time as you book your holiday will get you your money back. The same applies if your luggage gets lost, comprehensive travel insurance will help you replace the items lost in transit.
The biggest claim made by travellers is loss or theft of possessions. Everybody claims to be extra vigilant when away but it?s easy when having fun to let your guard down. Once again, by having the right kind of travel insurance you should still be covered by your policy should the worst happen.
If your hotel room is broken into and you lose cash or other possessions, the only way you will recover the value is through your holiday insurance. Make use of the safety deposit boxes that are available in most hotels, if your room should be broken into at least they can?t get to your valuables.
Source: http://supertravelinsurance.com/travel-insurance/travel-essentials-insurance/
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